/* ============================================================
   EasyTaxFiler Design System v3
   Premium, editorial, dark-photo hero, brand blue on deep navy
   Display: Bricolage Grotesque   Body: Geist
   ============================================================ */

:root {
  --ink: #0b1220;
  --ink-2: #364153;
  --muted: #667085;
  --muted-2: #98a2b3;
  --line: rgba(11, 18, 32, 0.09);
  --line-2: rgba(11, 18, 32, 0.16);
  --paper: #f4f6f9;
  --white: #ffffff;

  --navy: #081124;
  --navy-2: #0e1e3d;
  --navy-3: #16295a;

  --brand: #3457b5;
  --blue: #2f5bd3;
  --blue-d: #2147b0;
  --sky: #a9c4ff;
  --sky-2: #6f9bd6;
  --amber: #f3b43f;

  --display: "Bricolage Grotesque", system-ui, -apple-system, sans-serif;
  --body: "Geist", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;

  --maxw: 1220px;
  --nav-h: 76px;
  --r-sm: 12px;
  --r: 18px;
  --r-lg: 28px;
  --ease: cubic-bezier(.22, 1, .36, 1);
  --shadow: 0 30px 60px -30px rgba(10, 20, 45, 0.35);
  --shadow-sm: 0 1px 2px rgba(10, 20, 45, 0.05), 0 14px 34px -20px rgba(10, 20, 45, 0.22);
}

*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--body);
  background: var(--white);
  color: var(--ink-2);
  font-size: 16.5px;
  line-height: 1.62;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; }
ul, ol { list-style: none; padding: 0; }
h1, h2, h3, h4 { font-family: var(--display); color: var(--ink); font-weight: 600; letter-spacing: -0.035em; line-height: 1.04; }
h1 em, h2 em, h3 em, h1 .serif, h2 .serif { font-style: normal; color: var(--blue); }
::selection { background: rgba(47, 91, 211, 0.2); }

/* ---------- Layout ---------- */
.container { width: 100%; max-width: var(--maxw); margin-inline: auto; padding-inline: 24px; }
.section { padding-block: clamp(76px, 9vw, 132px); position: relative; }
.section--tight { padding-block: clamp(48px, 6vw, 84px); }
.section--paper { background: var(--paper); }
.center { text-align: center; }

.kicker { display: inline-block; font-family: var(--body); font-size: .78rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--blue); }
.kicker.center { display: block; text-align: center; }

.section-head { max-width: 720px; }
.section-head.center { margin-inline: auto; text-align: center; }
.section-head h2 { font-size: clamp(2.1rem, 4.6vw, 3.4rem); margin-top: 14px; }
.section-head p { color: var(--muted); margin-top: 16px; font-size: 1.1rem; }
.section-head.center p { margin-inline: auto; max-width: 600px; }

.head-row { display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: end; margin-bottom: clamp(40px, 5vw, 64px); }
.head-row h2 { font-size: clamp(2.1rem, 4.6vw, 3.4rem); margin-top: 14px; }
.head-row p { color: var(--muted); font-size: 1.08rem; }

/* ---------- Buttons ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 9px; padding: 13px 22px; border-radius: 999px;
  font-family: var(--body); font-weight: 600; font-size: .95rem; border: 1px solid transparent; white-space: nowrap;
  transition: transform .25s var(--ease), background .25s, border-color .25s, color .25s, box-shadow .25s; }
.btn:focus-visible { outline: 2px solid var(--sky); outline-offset: 3px; }
.btn--primary, .btn--blue { background: var(--blue); color: #fff; box-shadow: 0 10px 24px -12px rgba(47, 91, 211, .75); }
.btn--primary:hover, .btn--blue:hover { background: var(--blue-d); transform: translateY(-1px); }
.btn--light { background: #fff; color: var(--ink); }
.btn--light:hover { background: #eaf0fd; transform: translateY(-1px); }
.btn--ghost { background: #fff; color: var(--ink); border-color: var(--line-2); }
.btn--ghost:hover { border-color: var(--ink); transform: translateY(-1px); }
.btn--outline { background: transparent; color: #fff; border-color: rgba(255,255,255,.38); }
.btn--outline:hover { border-color: #fff; background: rgba(255,255,255,.08); }
.btn--lg { padding: 16px 28px; font-size: 1rem; }
.btn--text { padding: 0; background: none; border: none; color: var(--blue); }
.btn .arr { transition: transform .25s var(--ease); }
.btn:hover .arr { transform: translateX(4px); }

/* ---------- Nav (transparent over dark heroes, solid on scroll) ---------- */
.nav { position: fixed; inset: 0 0 auto; z-index: 100; height: var(--nav-h); display: flex; align-items: center;
  border-bottom: 1px solid transparent; transition: background .3s, border-color .3s, backdrop-filter .3s; }
.nav .container { display: grid; grid-template-columns: 1fr auto 1fr; align-items: center; gap: 16px; }
.brand { justify-self: start; }
.brand img { height: 36px; width: auto; filter: brightness(0) invert(1); transition: filter .3s; }
.nav__links { justify-self: center; display: flex; gap: 2px; }
.nav__links a { padding: 9px 15px; border-radius: 999px; color: rgba(255,255,255,.82); font-size: .93rem; font-weight: 500; white-space: nowrap; transition: color .2s, background .2s; }
.nav__links a:hover { color: #fff; background: rgba(255,255,255,.1); }
.nav__links a.active { color: #fff; background: rgba(255,255,255,.14); }
.nav__cta { justify-self: end; display: flex; align-items: center; gap: 10px; }
.nav .btn { padding: 11px 18px; font-size: .9rem; }
.nav .btn--ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,.35); }
.nav .btn--ghost:hover { border-color: #fff; }
.nav .btn--primary { background: #fff; color: var(--ink); box-shadow: none; }
.nav .btn--primary:hover { background: #eaf0fd; }
.nav__toggle { display: none; width: 44px; height: 44px; padding: 0; place-items: center; border-radius: 12px; background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.25); }
.nav__toggle svg { stroke: #fff; }

.nav.scrolled { background: rgba(255,255,255,.94); backdrop-filter: blur(14px) saturate(160%); border-bottom-color: var(--line); }
.nav.scrolled .brand img { filter: none; }
.nav.scrolled .nav__links a { color: var(--ink-2); }
.nav.scrolled .nav__links a:hover { color: var(--ink); background: var(--paper); }
.nav.scrolled .nav__links a.active { color: var(--blue); background: rgba(47,91,211,.08); }
.nav.scrolled .btn--ghost { color: var(--ink); border-color: var(--line-2); }
.nav.scrolled .btn--primary { background: var(--blue); color: #fff; }
.nav.scrolled .nav__toggle { background: #fff; border-color: var(--line); }
.nav.scrolled .nav__toggle svg { stroke: var(--ink); }

.mobile-menu { position: fixed; inset: calc(var(--nav-h) + 6px) 12px auto; z-index: 99; background: #fff; padding: 14px;
  display: flex; flex-direction: column; border: 1px solid var(--line); border-radius: 20px; box-shadow: var(--shadow);
  transform: translateY(-8px); opacity: 0; pointer-events: none; transition: opacity .25s, transform .25s; }
.mobile-menu.open { opacity: 1; transform: none; pointer-events: auto; }
.mobile-menu a { padding: 14px 12px; font-family: var(--display); font-size: 1.25rem; font-weight: 600; letter-spacing: -0.02em; color: var(--ink); border-bottom: 1px solid var(--line); }
.mobile-menu a:last-of-type { border-bottom: none; }
.mobile-menu .btn { margin-top: 12px; font-family: var(--body); font-size: 1rem; color: #fff; }

/* ---------- Hero (full-bleed photo, centered) ---------- */
.hero { position: relative; overflow: hidden; isolation: isolate; color: #fff; text-align: center;
  min-height: min(100svh, 980px); display: flex; flex-direction: column; justify-content: flex-end;
  padding: calc(var(--nav-h) + clamp(48px, 7vw, 96px)) 0 clamp(28px, 4vw, 44px); }
.hero__img { position: absolute; inset: 0; z-index: -2; background: url("../img/hero.jpg") 55% 50% / cover no-repeat; transform: scale(1.04); animation: heroZoom 18s ease-out both; }
@keyframes heroZoom { from { transform: scale(1.12); } to { transform: scale(1.02); } }
.hero__shade { position: absolute; inset: 0; z-index: -1;
  background:
    radial-gradient(ellipse 62% 58% at 50% 46%, rgba(6,14,32,.66) 0%, rgba(6,14,32,.8) 70%, rgba(6,14,32,.9) 100%),
    linear-gradient(0deg, rgba(6,14,32,.9) 0%, rgba(6,14,32,0) 34%),
    linear-gradient(180deg, rgba(6,14,32,.6) 0%, rgba(6,14,32,0) 22%); }
.hero__inner { max-width: 960px; margin-inline: auto; }
.hero h1 { color: #fff; font-size: clamp(2.6rem, 6vw, 4.9rem); line-height: .98; letter-spacing: -0.045em; max-width: 16ch; margin-inline: auto; }
.hero h1 em { color: var(--sky); }

/* Animated motto */
.hero__motto { display: flex; justify-content: center; flex-wrap: wrap; gap: .1em .42em; margin-top: 20px;
  font-family: "Instrument Serif", Georgia, serif; font-style: italic; font-weight: 400; font-size: clamp(1.7rem, 3vw, 2.5rem); letter-spacing: -0.01em; line-height: 1.15; color: rgba(255,255,255,.88); }
.hero__motto span { position: relative; display: inline-block; opacity: 0; filter: blur(8px); transform: translateY(14px);
  animation: mottoIn .9s var(--ease) forwards, mottoHi 4.5s ease-in-out infinite; }
.hero__motto span::after { content: ""; position: absolute; left: 4%; right: 4%; bottom: .02em; height: 2px; border-radius: 2px; background: var(--sky);
  transform: scaleX(0); transform-origin: left; animation: mottoLine 4.5s ease-in-out infinite; }
.hero__motto span:nth-child(1) { animation-delay: .35s, 1.4s; }
.hero__motto span:nth-child(1)::after { animation-delay: 1.4s; }
.hero__motto span:nth-child(2) { animation-delay: .6s, 2.9s; }
.hero__motto span:nth-child(2)::after { animation-delay: 2.9s; }
.hero__motto span:nth-child(3) { animation-delay: .85s, 4.4s; }
.hero__motto span:nth-child(3)::after { animation-delay: 4.4s; }
@keyframes mottoIn { to { opacity: 1; filter: blur(0); transform: none; } }
@keyframes mottoHi { 0%, 34%, 100% { color: rgba(255,255,255,.88); } 8%, 26% { color: var(--sky); } }
@keyframes mottoLine { 0% { transform: scaleX(0); transform-origin: left; } 10%, 24% { transform: scaleX(1); transform-origin: left; } 25% { transform-origin: right; } 34%, 100% { transform: scaleX(0); transform-origin: right; } }

.hero__lead { color: rgba(255,255,255,.8); font-size: clamp(1.05rem, 1.6vw, 1.2rem); margin: 20px auto 0; max-width: 640px; }
.hero__ask { margin: 36px auto 0; max-width: 820px; min-height: 76px; text-align: left; }
.hero__chips { display: flex; flex-wrap: wrap; justify-content: center; gap: 8px; margin: 16px auto 0; max-width: 820px; }
.hero__chips button { font-family: var(--body); font-size: .86rem; font-weight: 500; color: #fff; padding: 9px 16px; border-radius: 999px;
  background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.22); backdrop-filter: blur(6px); transition: background .2s, border-color .2s, transform .2s; }
.hero__chips button:hover { background: rgba(255,255,255,.2); border-color: rgba(255,255,255,.4); transform: translateY(-1px); }
.hero__alt { margin-top: 22px; font-size: .92rem; color: rgba(255,255,255,.72); }
.hero__alt a { color: #fff; font-weight: 600; border-bottom: 1px solid rgba(255,255,255,.4); padding-bottom: 1px; transition: border-color .2s; }
.hero__alt a:hover { border-color: #fff; }
.hero__metrics { display: grid; grid-template-columns: repeat(4, 1fr); margin-top: clamp(48px, 7vw, 84px); border-top: 1px solid rgba(255,255,255,.18); }
.hero__metrics div { padding: 22px 16px 4px; }
.hero__metrics div + div { border-left: 1px solid rgba(255,255,255,.14); }
.hero__metrics b { display: block; font-family: var(--display); font-size: clamp(1.6rem, 2.6vw, 2.1rem); font-weight: 600; letter-spacing: -0.03em; color: #fff; line-height: 1.1; }
.hero__metrics span { display: block; margin-top: 6px; font-size: .86rem; line-height: 1.4; color: rgba(255,255,255,.66); }
.hero__metrics .st { color: var(--amber); letter-spacing: 1px; font-size: 1rem; }

/* ---------- Page hero (interior pages) ---------- */
.page-hero { position: relative; overflow: hidden; isolation: isolate; color: #fff; text-align: left;
  padding: calc(var(--nav-h) + clamp(56px, 8vw, 104px)) 0 clamp(56px, 7vw, 90px);
  background: radial-gradient(70% 90% at 85% 0%, rgba(47,91,211,.38), transparent 60%), radial-gradient(60% 80% at 0% 100%, rgba(111,155,214,.18), transparent 60%), var(--navy); }
.page-hero::after { content: ""; position: absolute; inset: 0; z-index: -1; opacity: .07;
  background-image: linear-gradient(rgba(255,255,255,.6) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.6) 1px, transparent 1px);
  background-size: 64px 64px; mask-image: linear-gradient(180deg, #000, transparent 85%); -webkit-mask-image: linear-gradient(180deg, #000, transparent 85%); }
.page-hero .container > * { max-width: 780px; }
.page-hero .crumb { color: rgba(255,255,255,.6); font-size: .86rem; }
.page-hero .crumb a { color: rgba(255,255,255,.85); }
.page-hero .crumb a:hover { color: #fff; }
.page-hero .kicker { color: var(--sky); margin-top: 18px !important; }
.page-hero .kicker.center { display: block; text-align: left; }
.page-hero h1 { color: #fff; font-size: clamp(2.5rem, 6vw, 4.4rem); margin-top: 14px; letter-spacing: -0.045em; line-height: 1; }
.page-hero h1 .serif, .page-hero h1 em { color: var(--sky); }
.page-hero > .container > p:last-child { color: rgba(255,255,255,.75); margin-top: 20px; font-size: 1.15rem; max-width: 620px; }

/* ---------- Services list (editorial rows) ---------- */
.svc-list { border-top: 1px solid var(--line-2); }
.svc { display: grid; grid-template-columns: 72px 1.05fr 1fr 48px; gap: 28px; align-items: center; padding: 30px 8px; border-bottom: 1px solid var(--line-2);
  transition: background .3s, padding .3s var(--ease); }
.svc:hover { background: var(--paper); padding-left: 20px; padding-right: 20px; }
.svc__n { font-family: var(--display); font-size: .95rem; font-weight: 600; color: var(--muted-2); letter-spacing: 0; }
.svc h3 { font-size: clamp(1.35rem, 2.2vw, 1.7rem); letter-spacing: -0.03em; }
.svc p { color: var(--muted); font-size: .98rem; margin-top: 6px; }
.svc__tags { display: flex; flex-wrap: wrap; gap: 8px; justify-content: flex-end; }
.svc__tags li { font-size: .8rem; font-weight: 500; color: var(--ink-2); padding: 6px 12px; border-radius: 999px; border: 1px solid var(--line-2); background: #fff; }
.svc__go { width: 44px; height: 44px; border-radius: 50%; border: 1px solid var(--line-2); display: grid; place-items: center; color: var(--ink); transition: background .25s, color .25s, border-color .25s, transform .25s var(--ease); }
.svc__go svg { width: 18px; height: 18px; }
.svc:hover .svc__go { background: var(--blue); color: #fff; border-color: var(--blue); transform: rotate(-45deg); }

/* ---------- Service groups ---------- */
.groups { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; align-items: stretch; }
.group-stack { display: grid; gap: 20px; }
.group { background: #fff; border: 1px solid var(--line); border-radius: var(--r-lg); padding: clamp(24px, 3vw, 34px); box-shadow: var(--shadow-sm); }
.group__head { display: flex; align-items: flex-start; gap: 18px; padding-bottom: 20px; border-bottom: 1px solid var(--line-2); }
.group__n { font-family: var(--display); font-weight: 600; font-size: .95rem; color: #fff; background: var(--navy); border-radius: 10px; padding: 8px 10px; line-height: 1; flex: none; }
.group__head h3 { font-size: clamp(1.35rem, 2.2vw, 1.65rem); letter-spacing: -0.03em; }
.group__head p { font-size: .76rem; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); margin-top: 6px; font-weight: 500; }
.group__list li { display: flex; gap: 16px; align-items: flex-start; padding: 18px 0; border-bottom: 1px solid var(--line); }
.group__list li:last-child { border-bottom: none; padding-bottom: 0; }
.group__list .gi { width: 42px; height: 42px; border-radius: 12px; display: grid; place-items: center; background: rgba(47,91,211,.08); color: var(--blue); flex: none; }
.group__list .gi svg { width: 21px; height: 21px; }
.group__list b { display: block; font-family: var(--display); font-weight: 600; font-size: 1.06rem; letter-spacing: -0.02em; color: var(--ink); }
.group__list p { color: var(--muted); font-size: .93rem; margin-top: 3px; }
.groups > .group { display: flex; flex-direction: column; }
.group__cta { margin-top: auto; position: relative; overflow: hidden; border-radius: var(--r); padding: 22px 22px 22px 26px; color: #fff; display: flex; align-items: center; justify-content: space-between; gap: 16px;
  background: radial-gradient(80% 140% at 100% 0%, rgba(47,91,211,.55), transparent 60%), var(--navy); }
.groups > .group > .group__list { margin-bottom: 26px; }
.group__cta-top { position: relative; }
.group__cta .live { white-space: nowrap; display: inline-flex; align-items: center; gap: 8px; font-size: .74rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--sky); }
.group__cta .live i { width: 8px; height: 8px; border-radius: 50%; background: var(--sky); animation: livePulse 2s infinite; }
@keyframes livePulse { 0% { box-shadow: 0 0 0 0 rgba(169,196,255,.6); } 70% { box-shadow: 0 0 0 10px rgba(169,196,255,0); } 100% { box-shadow: 0 0 0 0 rgba(169,196,255,0); } }
.group__cta b { display: block; font-family: var(--display); font-weight: 600; font-size: 1.25rem; letter-spacing: -0.03em; margin-top: 6px; color: #fff; }
.group__cta p { color: rgba(255,255,255,.72); font-size: .95rem; margin-top: 8px; max-width: 480px; }
.group__cta-row { display: flex; gap: 10px; flex: none; }
@media (max-width: 520px) { .group__cta { flex-direction: column; align-items: flex-start; } }
@media (max-width: 980px) { .groups { grid-template-columns: 1fr; } }

/* ---------- Services page detail ---------- */
.jump { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.jump a { display: flex; align-items: center; gap: 14px; padding: 18px 20px; border: 1px solid var(--line-2); border-radius: var(--r); font-family: var(--display); font-weight: 600; font-size: 1.05rem; letter-spacing: -0.02em; color: var(--ink); background: #fff; transition: border-color .25s, transform .25s var(--ease), box-shadow .25s; }
.jump a span { font-size: .8rem; color: #fff; background: var(--navy); border-radius: 8px; padding: 6px 8px; line-height: 1; }
.jump a:hover { border-color: var(--blue); transform: translateY(-2px); box-shadow: var(--shadow-sm); }
.svc-group { display: grid; grid-template-columns: .78fr 1.22fr; gap: clamp(32px, 6vw, 88px); align-items: start; }
.svc-group__aside { position: sticky; top: calc(var(--nav-h) + 32px); }
.svc-group__aside h2 { font-size: clamp(2rem, 3.8vw, 2.9rem); margin-top: 18px; }
.svc-group__aside .tag { font-size: .76rem; letter-spacing: .14em; text-transform: uppercase; color: var(--blue); font-weight: 600; margin-top: 12px; }
.svc-group__aside p:not(.tag) { color: var(--muted); margin-top: 14px; font-size: 1.04rem; }
.sd { padding: 32px 0; border-top: 1px solid var(--line-2); }
.sd:first-child { border-top: none; padding-top: 0; }
.sd__head { display: flex; align-items: center; gap: 16px; }
.sd__head .gi { width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center; background: rgba(47,91,211,.08); color: var(--blue); flex: none; }
.section--paper .sd__head .gi { background: #fff; border: 1px solid var(--line); }
.sd__head .gi svg { width: 22px; height: 22px; }
.sd h3 { font-size: clamp(1.3rem, 2.2vw, 1.6rem); letter-spacing: -0.03em; }
.sd > p { color: var(--muted); margin-top: 14px; font-size: 1.02rem; max-width: 640px; }
.sd ul { display: grid; grid-template-columns: 1fr 1fr; gap: 10px 28px; margin-top: 18px; }
.sd li { display: flex; gap: 10px; align-items: flex-start; font-size: .95rem; color: var(--ink-2); }
.sd li svg { width: 17px; height: 17px; color: var(--blue); flex: none; margin-top: 4px; }
@media (max-width: 980px) { .svc-group { grid-template-columns: 1fr; } .svc-group__aside { position: static; } .jump { grid-template-columns: 1fr; } }
@media (max-width: 620px) { .sd ul { grid-template-columns: 1fr; } }

/* ---------- Photo + audience ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(36px, 6vw, 80px); align-items: center; }
.split--rev .split__media { order: 2; }
.photo { position: relative; border-radius: var(--r-lg); overflow: hidden; box-shadow: var(--shadow); }
.photo img { width: 100%; height: 100%; object-fit: cover; aspect-ratio: 4 / 4.4; }
.photo figcaption { position: absolute; left: 16px; right: 16px; bottom: 16px; padding: 14px 16px; border-radius: 14px;
  background: rgba(8,17,36,.72); backdrop-filter: blur(10px); color: #fff; font-size: .9rem; display: flex; align-items: center; gap: 12px; }
.photo figcaption svg { width: 22px; height: 22px; color: var(--sky); flex: none; }
.aud { display: grid; grid-template-columns: 1fr 1fr; gap: 4px 28px; margin-top: 30px; }
.aud li { display: flex; align-items: center; gap: 12px; padding: 13px 0; border-bottom: 1px solid var(--line-2); font-weight: 500; color: var(--ink); font-size: .98rem; }
.aud li svg { width: 20px; height: 20px; color: var(--blue); flex: none; }

/* ---------- Dark section ---------- */
.dark { background: radial-gradient(60% 80% at 100% 0%, rgba(47,91,211,.32), transparent 60%), var(--navy); color: rgba(255,255,255,.72); }
.dark h2, .dark h3 { color: #fff; }
.dark h2 em { color: var(--sky); }
.dark .kicker { color: var(--sky); }
.dark .head-row p { color: rgba(255,255,255,.66); }
.why { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.12); border-radius: var(--r-lg); overflow: hidden; }
.why > div { background: var(--navy); padding: clamp(28px, 3.4vw, 40px); }
.why .ico { width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center; background: rgba(169,196,255,.12); color: var(--sky); margin-bottom: 26px; }
.why .ico svg { width: 22px; height: 22px; }
.why h3 { font-size: 1.35rem; margin-bottom: 10px; letter-spacing: -0.025em; }
.why p { font-size: .98rem; color: rgba(255,255,255,.66); }
.dark-stats { display: grid; grid-template-columns: repeat(4, 1fr); margin-top: clamp(40px, 5vw, 64px); }
.dark-stats div { padding: 4px 24px 4px 0; }
.dark-stats div + div { padding-left: 24px; border-left: 1px solid rgba(255,255,255,.14); }
.dark-stats b { display: block; font-family: var(--display); font-size: clamp(2.2rem, 4vw, 3.2rem); font-weight: 600; color: #fff; letter-spacing: -0.04em; line-height: 1; }
.dark-stats span { display: block; margin-top: 10px; font-size: .9rem; color: rgba(255,255,255,.6); }

/* ---------- Steps (animated progress) ---------- */
.nowrap { white-space: nowrap; }
.steps4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; margin-top: clamp(40px, 5vw, 60px); counter-reset: s; }
.steps4 li { position: relative; padding-top: 30px; border-top: 2px solid var(--line-2); }
.steps4 li::after { content: ""; position: absolute; left: 0; right: 0; top: -2px; height: 2px; background: var(--blue); transform: scaleX(0); transform-origin: left; }
.steps4 li::before { counter-increment: s; content: "0" counter(s); position: absolute; z-index: 1; top: -15px; left: 0; background: #fff; padding-right: 12px;
  font-family: var(--display); font-weight: 600; font-size: .9rem; color: var(--muted-2); transition: color .4s; }
.steps4 h3 { font-size: 1.3rem; letter-spacing: -0.025em; }
.steps4 p { color: var(--muted); font-size: .96rem; margin-top: 8px; }
.steps4 h3, .steps4 p { opacity: 0; transform: translateY(14px); }
.steps4.in li::after { animation: stepLine .7s var(--ease) forwards; }
.steps4.in li::before { color: var(--blue); }
.steps4.in h3, .steps4.in p { animation: stepUp .7s var(--ease) forwards; }
.steps4.in li:nth-child(1)::after { animation-delay: .1s; }
.steps4.in li:nth-child(2)::after { animation-delay: .65s; }
.steps4.in li:nth-child(3)::after { animation-delay: 1.2s; }
.steps4.in li:nth-child(4)::after { animation-delay: 1.75s; }
.steps4.in li:nth-child(1)::before { transition-delay: .1s; }
.steps4.in li:nth-child(2)::before { transition-delay: .65s; }
.steps4.in li:nth-child(3)::before { transition-delay: 1.2s; }
.steps4.in li:nth-child(4)::before { transition-delay: 1.75s; }
.steps4.in li:nth-child(1) h3 { animation-delay: .3s; } .steps4.in li:nth-child(1) p { animation-delay: .4s; }
.steps4.in li:nth-child(2) h3 { animation-delay: .85s; } .steps4.in li:nth-child(2) p { animation-delay: .95s; }
.steps4.in li:nth-child(3) h3 { animation-delay: 1.4s; } .steps4.in li:nth-child(3) p { animation-delay: 1.5s; }
.steps4.in li:nth-child(4) h3 { animation-delay: 1.95s; } .steps4.in li:nth-child(4) p { animation-delay: 2.05s; }
@keyframes stepLine { to { transform: scaleX(1); } }
@keyframes stepUp { to { opacity: 1; transform: none; } }
.steps4[data-reveal] { opacity: 1; transform: none; }

/* ---------- Testimonials ---------- */
.quotes { display: grid; grid-template-columns: 1.2fr .8fr; gap: 24px; }
.quote-big { background: var(--navy); color: #fff; border-radius: var(--r-lg); padding: clamp(32px, 4.4vw, 52px); display: flex; flex-direction: column; justify-content: space-between; gap: 32px; min-height: 420px; position: relative; overflow: hidden; }
.quote-big::after { content: ""; position: absolute; width: 420px; height: 420px; right: -140px; top: -160px; border-radius: 50%; background: radial-gradient(circle, rgba(47,91,211,.5), transparent 62%); animation: glowDrift 12s ease-in-out infinite alternate; }
.quote-big::before { content: ""; position: absolute; width: 360px; height: 360px; left: -160px; bottom: -180px; border-radius: 50%; background: radial-gradient(circle, rgba(111,155,214,.22), transparent 65%); animation: glowDrift 14s ease-in-out infinite alternate-reverse; }
@keyframes glowDrift { from { transform: translate(0,0); } to { transform: translate(-40px, 40px); } }
.quote-big > * { position: relative; z-index: 1; }
.qb-head { display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.qmark { width: clamp(56px, 6vw, 76px); height: auto; fill: var(--sky); opacity: .9; }
.quote-big.in .qmark { animation: qmarkIn .9s var(--ease) both .1s; }
@keyframes qmarkIn { from { opacity: 0; transform: translateY(16px) scale(.8) rotate(-8deg); } to { opacity: .9; transform: none; } }
.qb-badge { font-size: .72rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--sky); padding: 7px 12px; border: 1px solid rgba(169,196,255,.3); border-radius: 999px; background: rgba(169,196,255,.06); }
.quote-big .st { color: var(--amber); letter-spacing: 2px; display: inline-flex; }
.quote-big blockquote { font-family: var(--display); font-size: clamp(1.5rem, 2.8vw, 2.15rem); font-weight: 500; line-height: 1.22; letter-spacing: -0.03em; margin-top: 18px; }
.quote-big.in blockquote { animation: stepUp .9s var(--ease) both .35s; }
.qb-tags { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 24px; }
.qb-tags li { font-size: .82rem; color: rgba(255,255,255,.82); padding: 6px 12px; border-radius: 999px; background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12); }
.quote-big .who { margin-top: 26px; }
.qb-foot { display: flex; align-items: center; gap: 16px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.12); }
.qb-stack { display: flex; flex: none; }
.qb-stack span { width: 38px; height: 38px; border-radius: 50%; display: grid; place-items: center; font-family: var(--display); font-weight: 600; font-size: .78rem; color: #fff;
  background: linear-gradient(140deg, var(--blue), var(--sky-2)); border: 2px solid var(--navy); margin-left: -10px; }
.qb-stack span:first-child { margin-left: 0; }
.quote-big.in .qb-stack span { animation: stackIn .6s var(--ease) both; }
.quote-big.in .qb-stack span:nth-child(2) { animation-delay: .08s; } .quote-big.in .qb-stack span:nth-child(3) { animation-delay: .16s; } .quote-big.in .qb-stack span:nth-child(4) { animation-delay: .24s; }
@keyframes stackIn { from { opacity: 0; transform: translateX(-10px); } to { opacity: 1; transform: none; } }
.qb-foot b { display: block; font-family: var(--display); font-weight: 600; color: #fff; letter-spacing: -0.02em; }
.qb-foot span { font-size: .86rem; color: rgba(255,255,255,.62); }
.who { display: flex; align-items: center; gap: 13px; margin-top: 30px; }
.who .av { width: 44px; height: 44px; border-radius: 50%; display: grid; place-items: center; font-family: var(--display); font-weight: 600; background: linear-gradient(140deg, var(--blue), var(--sky-2)); color: #fff; flex: none; }
.who b { display: block; font-weight: 600; color: inherit; }
.who span { font-size: .86rem; opacity: .7; }
.quote-stack { display: grid; gap: 16px; }
.quote-sm { background: #fff; border: 1px solid var(--line); border-radius: var(--r); padding: 24px; box-shadow: var(--shadow-sm); transition: transform .35s var(--ease), box-shadow .35s, border-color .35s; }
.quote-sm:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: rgba(47,91,211,.25); }
.quote-sm .st { color: var(--amber); letter-spacing: 2px; font-size: .9rem; display: inline-flex; }
.quote-sm blockquote { color: var(--ink); font-size: 1rem; margin-top: 10px; }
.quote-sm .who { margin-top: 16px; }
.quote-sm .who .av { width: 36px; height: 36px; font-size: .85rem; }
/* stars pop in one by one */
.st i { font-style: normal; display: inline-block; }
.in .st i { animation: starPop .5s var(--ease) both; }
.in .st i:nth-child(2) { animation-delay: .07s; } .in .st i:nth-child(3) { animation-delay: .14s; } .in .st i:nth-child(4) { animation-delay: .21s; } .in .st i:nth-child(5) { animation-delay: .28s; }
@keyframes starPop { from { opacity: 0; transform: scale(.3) rotate(-30deg); } 70% { transform: scale(1.25); } to { opacity: 1; transform: none; } }

/* ---------- FAQ ---------- */
.faq-wrap { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(36px, 6vw, 88px); align-items: start; }
.faq details { border-bottom: 1px solid var(--line-2); }
.faq details:first-child { border-top: 1px solid var(--line-2); }
.faq summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 20px; padding: 22px 0;
  font-family: var(--display); font-size: 1.18rem; font-weight: 600; letter-spacing: -0.02em; color: var(--ink); }
.faq summary::-webkit-details-marker { display: none; }
.faq summary .pm { width: 32px; height: 32px; border-radius: 50%; border: 1px solid var(--line-2); display: grid; place-items: center; flex: none; transition: transform .3s var(--ease), background .3s; }
.faq summary .pm svg { width: 14px; height: 14px; }
.faq details[open] summary .pm { transform: rotate(45deg); background: var(--blue); color: #fff; border-color: var(--blue); }
.faq details p { padding: 0 48px 24px 0; color: var(--muted); }

/* ---------- CTA band (photo) ---------- */
.cta-band { position: relative; overflow: hidden; isolation: isolate; color: #fff; padding-block: clamp(90px, 12vw, 160px); }
.cta-band__img { position: absolute; inset: 0; z-index: -2; background: url("../img/taxday.jpg") 70% 50% / cover no-repeat; }
.cta-band::before { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(90deg, rgba(6,14,32,.93) 0%, rgba(6,14,32,.78) 42%, rgba(6,14,32,.2) 100%); }
.cta-band h2 { color: #fff; font-size: clamp(2.4rem, 5.4vw, 4.2rem); max-width: 640px; letter-spacing: -0.045em; line-height: 1; }
.cta-band h2 em { color: var(--sky); }
.cta-band p { color: rgba(255,255,255,.78); max-width: 520px; margin-top: 20px; font-size: 1.12rem; }
.cta-band .kicker { color: var(--sky); }
.cta-band .row { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 32px; }

/* ---------- Generic cards (interior pages) ---------- */
.grid { display: grid; gap: 20px; }
.grid--2 { grid-template-columns: repeat(2, 1fr); }
.grid--3 { grid-template-columns: repeat(3, 1fr); }
.grid--4 { grid-template-columns: repeat(4, 1fr); }
.card { position: relative; padding: 30px; border-radius: var(--r); background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow-sm); transition: transform .35s var(--ease), box-shadow .35s, border-color .35s; }
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: var(--line-2); }
.card__ic { width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center; background: rgba(47,91,211,.08); color: var(--blue); margin-bottom: 22px; font-family: var(--display); font-weight: 600; font-size: 1.1rem; }
.card__ic svg { width: 22px; height: 22px; }
.card h3 { font-size: 1.3rem; margin-bottom: 10px; letter-spacing: -0.025em; }
.card p { color: var(--muted); font-size: .97rem; }
.card__list { margin-top: 18px; display: grid; gap: 9px; }
.card__list li { display: flex; gap: 10px; align-items: flex-start; color: var(--ink-2); font-size: .92rem; }
.card__list li svg { width: 18px; height: 18px; color: var(--blue); flex: none; margin-top: 2px; }
.card__link { display: inline-flex; align-items: center; gap: 7px; margin-top: 18px; color: var(--blue); font-weight: 600; font-size: .92rem; }

.feature-list { display: grid; gap: 18px; margin-top: 28px; }
.feature-list li { display: flex; gap: 15px; align-items: flex-start; }
.feature-list .fi { width: 42px; height: 42px; border-radius: 12px; flex: none; display: grid; place-items: center; background: rgba(47,91,211,.08); color: var(--blue); }
.feature-list .fi svg { width: 21px; height: 21px; }
.feature-list b { display: block; font-family: var(--display); font-weight: 600; font-size: 1.08rem; letter-spacing: -0.02em; color: var(--ink); margin-bottom: 2px; }
.feature-list p { color: var(--muted); font-size: .94rem; }

.serve { display: flex; flex-wrap: wrap; gap: 10px; }
.serve span { display: inline-flex; align-items: center; gap: 9px; padding: 10px 16px; border-radius: 999px; background: #fff; border: 1px solid var(--line-2); font-weight: 500; font-size: .93rem; color: var(--ink); }
.serve span svg { width: 17px; height: 17px; color: var(--blue); flex: none; }

.stats { display: grid; grid-template-columns: repeat(4, 1fr); border: 1px solid var(--line); border-radius: var(--r-lg); overflow: hidden; background: #fff; box-shadow: var(--shadow-sm); }
.stats > div { padding: clamp(24px, 3.4vw, 36px) 24px; border-right: 1px solid var(--line); }
.stats > div:last-child { border-right: none; }
.stats .n { font-family: var(--display); font-weight: 600; font-size: clamp(2.1rem, 3.6vw, 2.8rem); letter-spacing: -0.04em; color: var(--ink); line-height: 1; }
.stats .l { color: var(--muted); margin-top: 10px; font-size: .9rem; }

.team-card { padding: 30px 24px; border-radius: var(--r); background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow-sm); }
.team-card .av { width: 64px; height: 64px; border-radius: 50%; margin-bottom: 18px; display: grid; place-items: center; background: linear-gradient(140deg, var(--blue), var(--sky-2)); color: #fff; font-family: var(--display); font-weight: 600; font-size: 1.3rem; }
.team-card h3 { font-size: 1.25rem; }
.team-card .role { color: var(--blue); font-weight: 600; font-size: .88rem; margin-top: 4px; }
.team-card p { color: var(--muted); font-size: .93rem; margin-top: 12px; }

.tgrid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.tcard { padding: 30px; border-radius: var(--r); background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow-sm); }
.tcard .stars { color: var(--amber); letter-spacing: 2px; margin-bottom: 12px; display: flex; }
.tcard blockquote { font-family: var(--display); font-size: 1.2rem; font-weight: 500; letter-spacing: -0.02em; line-height: 1.4; color: var(--ink); }
.tcard .who { color: var(--ink); }

/* CTA (interior pages) */
.cta { position: relative; border-radius: var(--r-lg); overflow: hidden; padding: clamp(44px, 6vw, 76px) clamp(28px, 5vw, 64px); color: #fff;
  background: radial-gradient(70% 120% at 100% 0%, rgba(47,91,211,.5), transparent 60%), var(--navy); }
.cta h2 { color: #fff; font-size: clamp(2rem, 4.4vw, 3rem); max-width: 620px; }
.cta p { color: rgba(255,255,255,.75); max-width: 540px; margin: 16px 0 28px; font-size: 1.06rem; }
.cta .hero__cta { display: flex; flex-wrap: wrap; gap: 12px; }
.cta .btn--blue { background: #fff; color: var(--ink); box-shadow: none; }
.cta .btn--ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,.38); }
.cta .btn--ghost:hover { border-color: #fff; }

/* Contact */
.contact-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 40px; align-items: start; }
.info { padding: 22px; border-radius: var(--r); border: 1px solid var(--line); background: #fff; box-shadow: var(--shadow-sm); display: flex; gap: 15px; margin-bottom: 14px; }
.info .ic { width: 44px; height: 44px; flex: none; border-radius: 12px; display: grid; place-items: center; background: rgba(47,91,211,.08); color: var(--blue); }
.info h4 { font-size: 1.05rem; margin-bottom: 4px; letter-spacing: -0.02em; }
.info p, .info a { color: var(--muted); font-size: .95rem; }
.info a:hover { color: var(--blue); }
.form { padding: clamp(24px, 4vw, 36px); border-radius: var(--r-lg); border: 1px solid var(--line); background: #fff; box-shadow: var(--shadow-sm); }
.field { margin-bottom: 18px; }
.field label { display: block; font-size: .9rem; margin-bottom: 8px; font-weight: 600; color: var(--ink); }
.field input, .field textarea { width: 100%; padding: 14px 16px; border-radius: 12px; background: var(--paper); border: 1px solid var(--line); color: var(--ink); font: inherit; font-size: .96rem; transition: border-color .2s, background .2s; }
.field input:focus, .field textarea:focus { outline: none; border-color: var(--blue); background: #fff; }
.field textarea { min-height: 130px; resize: vertical; }
.row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form__note { color: var(--muted-2); font-size: .82rem; margin-top: 8px; }
.map-card { border-radius: var(--r); overflow: hidden; border: 1px solid var(--line); box-shadow: var(--shadow-sm); margin-top: 20px; }
.map-card iframe { width: 100%; height: 300px; border: 0; display: block; }

/* Resources */
.res-list { display: grid; gap: 12px; }
.res-row { display: grid; grid-template-columns: 1fr auto; gap: 16px; align-items: center; padding: 20px 24px; border-radius: var(--r-sm); border: 1px solid var(--line); background: #fff; box-shadow: var(--shadow-sm); transition: transform .25s var(--ease), box-shadow .25s; }
.res-row:hover { transform: translateY(-2px); box-shadow: var(--shadow); }
.res-row b { font-family: var(--display); font-weight: 600; font-size: 1.1rem; letter-spacing: -0.02em; color: var(--ink); }
.res-row p { color: var(--muted); font-size: .9rem; margin-top: 3px; }
.date-table { width: 100%; border-collapse: collapse; border: 1px solid var(--line); border-radius: var(--r-sm); overflow: hidden; background: #fff; }
.date-table th { text-align: left; background: var(--paper); font-weight: 600; font-size: .76rem; text-transform: uppercase; letter-spacing: .08em; color: var(--muted); padding: 14px 18px; }
.date-table td { padding: 14px 18px; border-top: 1px solid var(--line); font-size: .95rem; }
.date-table td:first-child { font-weight: 600; color: var(--ink); }

/* ---------- About ---------- */
.story h2 { font-size: clamp(2rem, 4.2vw, 3.1rem); margin-top: 14px; }
.story p { color: var(--muted); margin-top: 16px; font-size: 1.06rem; }
.story .founder { display: flex; align-items: center; gap: 14px; margin-top: 28px; padding-top: 24px; border-top: 1px solid var(--line-2); }
.story .founder .av { width: 52px; height: 52px; border-radius: 50%; display: grid; place-items: center; background: var(--navy); color: #fff; font-family: var(--display); font-weight: 600; flex: none; }
.story .founder b { display: block; font-family: var(--display); font-size: 1.08rem; color: var(--ink); letter-spacing: -0.02em; }
.story .founder span { font-size: .9rem; color: var(--muted); }
.creds { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.cred { padding: 26px; border-radius: var(--r); border: 1px solid var(--line); background: #fff; box-shadow: var(--shadow-sm); }
.cred b { display: block; font-family: var(--display); font-size: clamp(2rem, 3.4vw, 2.6rem); font-weight: 600; color: var(--ink); letter-spacing: -0.04em; line-height: 1; }
.cred span { display: block; margin-top: 10px; color: var(--muted); font-size: .92rem; }

/* ---------- Resources ---------- */
.dates { border: 1px solid var(--line); border-radius: var(--r-lg); overflow: hidden; background: #fff; box-shadow: var(--shadow-sm); }
.dates li { display: grid; grid-template-columns: 110px 1fr; gap: 20px; align-items: center; padding: 18px 26px; border-top: 1px solid var(--line); }
.dates li:first-child { border-top: none; }
.dates .d { font-family: var(--display); font-weight: 600; font-size: 1.3rem; letter-spacing: -0.03em; color: var(--blue); }
.dates .w { color: var(--ink); font-size: .98rem; }
.dates .w small { display: block; color: var(--muted); font-size: .85rem; margin-top: 2px; }
.dates-wrap { display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(36px, 6vw, 80px); align-items: start; }
.dates-aside { position: sticky; top: calc(var(--nav-h) + 28px); }
.facts { display: grid; gap: 18px; margin-top: 28px; padding-top: 26px; border-top: 1px solid var(--line-2); }
.facts li { display: flex; gap: 14px; align-items: flex-start; }
.facts .gi { width: 40px; height: 40px; border-radius: 11px; display: grid; place-items: center; background: rgba(47,91,211,.08); color: var(--blue); flex: none; }
.facts .gi svg { width: 20px; height: 20px; }
.facts b { display: block; font-family: var(--display); font-weight: 600; font-size: 1.04rem; letter-spacing: -0.02em; color: var(--ink); }
.facts p { color: var(--muted); font-size: .92rem; margin-top: 2px !important; }
.date-tabs { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 16px; }
.date-tabs button { padding: 9px 16px; border-radius: 999px; border: 1px solid var(--line-2); background: #fff; color: var(--ink-2); font-size: .88rem; font-weight: 500; transition: background .2s, color .2s, border-color .2s; }
.date-tabs button:hover { border-color: var(--blue); color: var(--blue); }
.date-tabs button.on { background: var(--navy); border-color: var(--navy); color: #fff; }
.dates--tagged li { grid-template-columns: 92px 1fr auto; transition: opacity .3s; }
.dates--tagged li[hidden] { display: none; }
.dates .tag { font-size: .72rem; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; color: var(--blue); background: rgba(47,91,211,.08); padding: 5px 10px; border-radius: 999px; white-space: nowrap; }
@media (max-width: 980px) { .dates-wrap { grid-template-columns: 1fr; } .dates-aside { position: static; } }
@media (max-width: 620px) { .dates--tagged li { grid-template-columns: 1fr; } .dates .tag { justify-self: start; margin-top: 6px; } }
.checks { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--line-2); border: 1px solid var(--line-2); border-radius: var(--r-lg); overflow: hidden; }
.checks > div { background: #fff; padding: clamp(24px, 3vw, 34px); }
.checks .gi { width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center; background: rgba(47,91,211,.08); color: var(--blue); margin-bottom: 22px; }
.checks .gi svg { width: 22px; height: 22px; }
.checks h3 { font-size: 1.3rem; letter-spacing: -0.025em; }
.checks ul { display: grid; gap: 10px; margin-top: 16px; }
.checks li { display: flex; gap: 10px; align-items: flex-start; font-size: .94rem; color: var(--ink-2); }
.checks li svg { width: 17px; height: 17px; color: var(--blue); flex: none; margin-top: 4px; }
.links-dark { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1px; background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.12); border-radius: var(--r-lg); overflow: hidden; }
.links-dark a { background: var(--navy); padding: 26px 28px; display: grid; grid-template-columns: 1fr auto; gap: 16px; align-items: center; transition: background .25s; }
.links-dark a:hover { background: var(--navy-2); }
.links-dark b { display: block; font-family: var(--display); font-size: 1.2rem; font-weight: 600; color: #fff; letter-spacing: -0.02em; }
.links-dark p { color: rgba(255,255,255,.6); font-size: .92rem; margin-top: 4px; }
.links-dark .go { width: 40px; height: 40px; border-radius: 50%; border: 1px solid rgba(255,255,255,.22); display: grid; place-items: center; color: var(--sky); transition: background .25s, color .25s; }
.links-dark .go svg { width: 16px; height: 16px; }
.links-dark a:hover .go { background: #fff; color: var(--navy); }

/* ---------- Contact ---------- */
.reach { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.reach > * { display: block; padding: 26px; border-radius: var(--r); border: 1px solid var(--line); background: #fff; box-shadow: var(--shadow-sm); transition: transform .25s var(--ease), box-shadow .25s, border-color .25s; }
.reach a:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: var(--line-2); }
.reach .gi { width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center; background: rgba(47,91,211,.08); color: var(--blue); margin-bottom: 20px; }
.reach .gi svg { width: 22px; height: 22px; }
.reach small { display: block; font-size: .76rem; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); font-weight: 600; }
.reach b { display: block; font-family: var(--display); font-weight: 600; font-size: 1.15rem; letter-spacing: -0.02em; color: var(--ink); margin-top: 6px; line-height: 1.3; }
.reach span { display: block; color: var(--muted); font-size: .9rem; margin-top: 4px; }
.contact-main { display: grid; grid-template-columns: 1fr; gap: 24px; }
.contact-main .form { height: 100%; }
.contact-main .form h2 { font-size: clamp(1.7rem, 3vw, 2.2rem); margin-bottom: 8px; }
.contact-main .form > p { color: var(--muted); margin-bottom: 26px; }
.map-tall { border-radius: var(--r-lg); overflow: hidden; border: 1px solid var(--line); box-shadow: var(--shadow-sm); min-height: 420px; position: relative; background: var(--paper); }
.map-tall iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }
.map-tall .pin { position: absolute; left: 16px; right: 16px; bottom: 16px; padding: 16px 18px; border-radius: 14px; background: rgba(8,17,36,.88); backdrop-filter: blur(10px); color: #fff; display: flex; align-items: center; justify-content: space-between; gap: 14px; }
.map-tall .pin b { display: block; font-family: var(--display); font-weight: 600; letter-spacing: -0.02em; }
.map-tall .pin span { font-size: .86rem; color: rgba(255,255,255,.7); }
@media (max-width: 1080px) { .creds, .reach { grid-template-columns: repeat(2, 1fr); } .checks { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 860px) { .contact-main, .links-dark { grid-template-columns: 1fr; } .map-tall { min-height: 360px; } }
@media (max-width: 620px) { .creds, .reach, .checks { grid-template-columns: 1fr; } .dates li { grid-template-columns: 1fr; gap: 4px; padding: 16px 20px; } .map-tall .pin { flex-direction: column; align-items: flex-start; } }

/* Booking card (Google Calendar appointment page) */
.book-card { border-radius: var(--r-lg); border: 1px solid var(--line); background: #fff; box-shadow: var(--shadow-sm); overflow: hidden; display: flex; flex-direction: column; }
.book-card__head { padding: clamp(24px, 3.4vw, 34px) clamp(24px, 3.4vw, 34px) 8px; }
.book-card__head h2 { font-size: clamp(1.7rem, 3vw, 2.2rem); }
.book-card__head p { color: var(--muted); margin-top: 8px; }
.book-frame { display: block; width: 100%; height: 900px; border: 0; border-top: 1px solid var(--line); margin-top: 18px; }
@media (max-width: 620px) { .book-frame { height: 1100px; } }
.book-card__alt { padding: 0 clamp(24px, 3.4vw, 34px) 24px; font-size: .86rem; color: var(--muted); }
.book-card__alt a { color: var(--blue); font-weight: 600; }

/* ---------- Footer ---------- */
.footer { background: var(--navy); color: rgba(255,255,255,.66); padding-block: 72px 30px; }
.footer__grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1.3fr; gap: 40px; }
.footer__brand img { height: 40px; width: auto; filter: brightness(0) invert(1); }
.footer__brand p { margin-top: 18px; max-width: 320px; font-size: .94rem; }
.footer__social { display: flex; gap: 10px; margin-top: 22px; }
.footer__social a { width: 40px; height: 40px; border-radius: 11px; display: grid; place-items: center; background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12); color: rgba(255,255,255,.8); transition: background .25s, color .25s; }
.footer__social a:hover { background: rgba(255,255,255,.14); color: #fff; }
.footer h4 { font-family: var(--body); font-size: .76rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: rgba(255,255,255,.45); margin-bottom: 18px; }
.footer ul { display: grid; gap: 11px; }
.footer ul a, .footer ul li { color: rgba(255,255,255,.78); font-size: .94rem; transition: color .2s; }
.footer ul a:hover { color: #fff; }
.footer__bottom { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; margin-top: 56px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.1); font-size: .86rem; color: rgba(255,255,255,.45); }

/* ---------- Reveal ---------- */
[data-reveal] { opacity: 0; transform: translateY(20px); transition: opacity .7s var(--ease), transform .7s var(--ease); }
[data-reveal].in { opacity: 1; transform: none; }

/* ============================================================
   ASK — inline in the hero, docks to the bottom on scroll
   ============================================================ */
.ask { z-index: 300; display: flex; flex-direction: column; gap: 10px; }
.ask--inline { position: relative; width: 100%; }
.ask--docked { position: fixed; left: 0; right: 0; margin-inline: auto; bottom: 18px; width: min(760px, calc(100vw - 24px));
  transition: transform .45s var(--ease), opacity .35s; }
.ask--docked.tucked { transform: translateY(160%); opacity: 0; pointer-events: none; }

.ask__bar { display: flex; align-items: center; gap: 12px; background: #fff; border: 1px solid var(--line-2); border-radius: 999px; padding: 7px 7px 7px 22px;
  box-shadow: 0 24px 50px -24px rgba(5,12,30,.55), 0 2px 6px rgba(5,12,30,.08); }
.ask--inline .ask__bar { padding: 10px 10px 10px 28px; border-color: rgba(255,255,255,.6); box-shadow: 0 34px 70px -28px rgba(0,0,0,.7); }
.ask__bar .spark { color: var(--blue); flex: none; display: grid; place-items: center; }
.ask__bar .spark svg { width: 24px; height: 24px; }
.ask--inline .ask__bar .spark svg { width: 28px; height: 28px; }
.ask__bar input { flex: 1; min-width: 0; border: none; outline: none; background: transparent; font: inherit; font-size: 1rem; color: var(--ink); padding: 10px 0; }
.ask--inline .ask__bar input { font-size: 1.12rem; padding: 16px 0; }
.ask__bar input::placeholder { color: var(--muted-2); }
.ask__bar .send { width: 46px; height: 46px; flex: none; border-radius: 50%; border: none; background: var(--blue); color: #fff; display: grid; place-items: center; transition: background .2s, transform .2s; }
.ask__bar .send:hover { background: var(--blue-d); transform: translateY(-1px); }
.ask__bar .send svg { width: 18px; height: 18px; }
.ask--inline .ask__bar .send { width: 56px; height: 56px; }
.ask--inline .ask__bar .send svg { width: 20px; height: 20px; }

.ask__panel { display: none; flex-direction: column; background: #fff; border: 1px solid var(--line); border-radius: 22px; overflow: hidden;
  box-shadow: 0 40px 90px -34px rgba(5,12,30,.5); max-height: min(64vh, 500px); }
.ask.open .ask__panel { display: flex; animation: askrise .3s var(--ease); }
@keyframes askrise { from { opacity: 0; transform: translateY(12px); } to { opacity: 1; transform: none; } }
.ask__phead { display: flex; align-items: center; gap: 12px; padding: 13px 16px; border-bottom: 1px solid var(--line); }
.ask__phead .av { width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center; background: #fff; border: 1px solid var(--line-2); flex: none; }
.ask__phead .av svg { width: 24px; height: 24px; }

/* Animated logo mark */
.etf-mark { overflow: visible; }
.etf-mark .m1, .etf-mark .m3 { fill: #3457b5; }
.etf-mark .m2 { fill: #6f9bd6; }
.etf-mark path { animation: markGo 3.2s var(--ease) infinite; }
.etf-mark .m2 { animation-delay: .14s; }
.etf-mark .m3 { animation-delay: .28s; }
.ask.thinking .etf-mark path { animation-duration: .9s; }
@keyframes markGo { 0%, 62%, 100% { transform: translateX(0); opacity: 1; } 74% { transform: translateX(5px); opacity: .55; } 75% { transform: translateX(-5px); opacity: 0; } 88% { transform: translateX(0); opacity: 1; } }
.ask__phead b { display: block; font-family: var(--display); font-weight: 600; letter-spacing: -0.02em; color: var(--ink); line-height: 1.2; }
.ask__phead small { display: inline-flex; align-items: center; gap: 6px; font-size: .76rem; color: var(--muted); }
.ask__phead small::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--blue); }
.ask__pclose { margin-left: auto; width: 32px; height: 32px; border-radius: 9px; display: grid; place-items: center; background: var(--paper); border: 1px solid var(--line); color: var(--ink-2); }
.ask__pclose svg { width: 15px; height: 15px; }
.ask__messages { flex: 1; overflow-y: auto; padding: 16px; display: flex; flex-direction: column; gap: 11px; background: var(--paper); }
.ask__chips { display: flex; gap: 7px; flex-wrap: wrap; padding: 11px 14px; border-top: 1px solid var(--line); }
.ask__chips button { font-size: .8rem; font-weight: 500; color: var(--ink-2); background: var(--paper); border: 1px solid var(--line); border-radius: 999px; padding: 7px 12px; transition: background .2s, color .2s; }
.ask__chips button:hover { color: var(--blue); background: rgba(47,91,211,.08); }
.msg { max-width: 86%; padding: 10px 14px; border-radius: 15px; font-size: .93rem; line-height: 1.5; }
.msg-follow { align-self: flex-start; display: flex; flex-wrap: wrap; gap: 6px; max-width: 92%; margin-top: -2px; }
.msg-follow button { font-family: var(--body); font-size: .82rem; font-weight: 500; color: var(--blue); background: rgba(47,91,211,.06); border: 1px solid rgba(47,91,211,.22); padding: 6px 12px; border-radius: 999px; text-align: left;
  opacity: 0; transform: translateY(6px); animation: followIn .4s var(--ease) forwards; transition: background .2s, border-color .2s; }
.msg-follow button:nth-child(2) { animation-delay: .07s; } .msg-follow button:nth-child(3) { animation-delay: .14s; }
.msg-follow button:hover { background: rgba(47,91,211,.12); border-color: var(--blue); }
@keyframes followIn { to { opacity: 1; transform: none; } }
.msg.bot { align-self: flex-start; background: #fff; border: 1px solid var(--line); border-bottom-left-radius: 5px; color: var(--ink); }
.msg.user { align-self: flex-end; background: var(--blue); color: #fff; border-bottom-right-radius: 5px; }
.msg a { color: var(--blue); font-weight: 600; text-decoration: underline; text-underline-offset: 2px; }
.typing { display: inline-flex; gap: 4px; }
.typing i { width: 7px; height: 7px; border-radius: 50%; background: var(--muted-2); animation: blink 1.2s infinite; }
.typing i:nth-child(2) { animation-delay: .2s; } .typing i:nth-child(3) { animation-delay: .4s; }
@keyframes blink { 0%, 60%, 100% { opacity: .3; } 30% { opacity: 1; } }

.ask-scrim { position: fixed; left: 0; right: 0; bottom: 0; height: 100px; z-index: 299; pointer-events: none;
  background: linear-gradient(to top, rgba(255,255,255,.96) 20%, rgba(255,255,255,0)); opacity: 0; transition: opacity .3s; }
.ask-scrim, .ask-scrim.show { display: none; }

/* ---------- Responsive ---------- */
@media (max-width: 1080px) {
  .nav .container { grid-template-columns: auto 1fr; }
  .nav__links { display: none; }
  .nav__cta .btn--ghost { display: none; }
  .nav__toggle { display: grid; }
}
@media (max-width: 980px) {
  .head-row, .split, .contact-grid, .faq-wrap, .quotes { grid-template-columns: 1fr; gap: 36px; }
  .split--rev .split__media { order: 0; }
  .svc { grid-template-columns: 56px 1fr 44px; }
  .svc__tags { display: none; }
  .why { grid-template-columns: 1fr; }
  .steps4 { grid-template-columns: 1fr 1fr; row-gap: 40px; }
  .grid--3, .grid--4 { grid-template-columns: repeat(2, 1fr); }
  .stats { grid-template-columns: 1fr 1fr; }
  .stats > div:nth-child(2) { border-right: none; }
  .stats > div:nth-child(1), .stats > div:nth-child(2) { border-bottom: 1px solid var(--line); }
  .footer__grid { grid-template-columns: 1fr 1fr; }
  .quote-big { min-height: 0; }
}
@media (max-width: 760px) {
  .hero__shade { background: linear-gradient(180deg, rgba(6,14,32,.74) 0%, rgba(6,14,32,.84) 45%, rgba(6,14,32,.94) 100%); }
  .hero__metrics, .dark-stats { grid-template-columns: 1fr 1fr; }
  .hero__metrics div:nth-child(3) { border-left: none; }
  .dark-stats div:nth-child(3) { padding-left: 0; border-left: none; }
  .hero__metrics div:nth-child(n+3) { border-top: 1px solid rgba(255,255,255,.14); }
  .dark-stats div:nth-child(n+3) { margin-top: 28px; }
}
@media (max-width: 620px) {
  body { font-size: 16px; }
  .nav__cta .btn--primary { display: none; }
  .aud { grid-template-columns: 1fr; }
  .steps4 { grid-template-columns: 1fr; }
  .grid--2, .grid--3, .grid--4, .tgrid, .row2 { grid-template-columns: 1fr; }
  .stats { grid-template-columns: 1fr; }
  .stats > div { border-right: none; border-bottom: 1px solid var(--line); }
  .stats > div:last-child { border-bottom: none; }
  .footer__grid { grid-template-columns: 1fr; gap: 32px; }
  .footer__bottom { flex-direction: column; }
  .svc { grid-template-columns: 1fr 44px; gap: 16px; }
  .svc__n { display: none; }
  .faq details p { padding-right: 0; }
  .hero__chips button:nth-child(n+4) { display: none; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .001ms !important; transition-duration: .01ms !important; scroll-behavior: auto !important; }
  [data-reveal] { opacity: 1; transform: none; }
}